Confidopay is a crypto debit card solution that enables you to seamlessly convert your cryptocurrency into fiat currency for everyday spending. Utilizing advanced APIs and secure transaction protocols, our platform facilitates near-instantaneous conversions at the point of sale or withdrawal. This means you can use your crypto assets like traditional currency anywhere debit cards are accepted, globally. Our system operates on a real-time exchange model, ensuring you receive the current market value for your crypto conversions, with transparent, minimal fees as detailed in our fee structure.

Yes, security is our paramount concern. We employ state-of-the-art encryption and multi-factor authentication protocols to protect your funds and personal information. All transactions are processed through PCI DSS compliant systems. Additionally, we provide real-time transaction monitoring and instant notifications to help you stay informed of your account activity. This robust security framework is in place to ensure the utmost safety for your digital assets and financial interactions.

We pride ourselves on transparency. Our fee structure is designed to be straightforward and minimal, ensuring you retain the maximum value from your crypto assets. As documented, we charge a 0.1% + 1 EUR fee for crypto exchanges, withdrawals, deposits, and bank transfers. Notably, the creation of both virtual and physical cards is free of charge. These fees are aligned with industry standards for digital asset exchange and transaction processing. We continuously review and optimize our fee structure to provide the most competitive rates.

Absolutely. Our card is accepted at millions of locations worldwide where debit cards are honored. This global acceptance is facilitated through our integration with major payment networks. Whether you’re shopping online, dining out, or withdrawing cash from an ATM, you can rely on Confidopay for seamless international transactions.

The choice depends on your individual needs and preferences. Our Virtual Card is ideal for secure online shopping and digital transactions, providing instant activation and integration with digital wallets like Google Wallet and Apple Wallet. The Physical Card offers broader versatility for everyday spending, ATM withdrawals, and tap-and-go payments, as well as mobile wallet integration. You can obtain both cards and manage them within the same account for comprehensive spending flexibility.

Our onboarding process is designed for speed and efficiency. After registering and verifying your account, you can instantly access and begin using your Virtual Card. The Physical Card can be ordered and will be delivered according to standard shipping times. Our platform facilitates immediate linking of your card to your preferred currency and crypto wallets, allowing for near-instantaneous transactions.

Confidopay currently supports the following cryptocurrencies: Bitcoin. Bitcoin on Lightning Network. Ethereum. USDC on Ethereum (ERC20). USDC on Polygon (ERC20). BNB on BNB Smart Chain. We are actively working to expand our supported cryptocurrencies to provide even greater flexibility and choice to our users.

The Confidopay card is currently available to residents of the following countries: Austria, Belgium, Bulgaria, Croatia, Republic of Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain and Sweden. We are actively working to expand our availability to additional regions in the future.

For the Starter tier, the spending limits are €7,500 per day and €7,500 per month. We may offer different tiers with varying limits depending on the verification and account status. Please refer to your account settings or contact our support team for information on potential limit adjustments.

Individuals aged 18 or older who have passed an identity verification process, which is managed by our card partner, and are residents of the following countries are eligible to apply for the Confidopay Card: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, and Sweden. Due to regulatory reasons, we are currently unable to offer services to citizens of the United States of America and the Russian Federation, regardless of their residency. However, citizens of the Russian Federation who also hold EU/EEA citizenship are eligible for our services.